How it works
Discover how the CAIROS platform works in a few simple steps.
Peer-to-peer lending, simplified
CAIROS directly connects borrowers and lenders, eliminating traditional banking intermediaries. Result: better rates for everyone.
For Borrowers
Sign up
Create your account and complete your profile with your personal information.
Verification
Verify your identity (KYC) and provide the necessary documents.
Request
Submit your loan request specifying the desired amount and duration.
Funding
Receive the funds once your request is funded by lenders.
For Lenders
Sign up
Create your account and verify your identity to start investing.
Selection
Browse loan opportunities and select the ones that interest you.
Investment
Invest the amount of your choice in selected loans.
Reimbursement
Receive your monthly repayments with interest.
Why choose CAIROS?
Competitive rates
Without banking intermediaries, benefit from better rates for borrowing or investing.
Speed
Online application, quick response. Get a decision in just a few days.
Security
Your funds are secured by regulated PSPs. Encrypted and compliant transactions.
Transparency
No hidden fees. Everything is clearly displayed before you commit.
Automatisation
Automatic repayments by direct debit. No need to think about it.
Support
A dedicated team to answer your questions and support you.
CAIROS vs Traditional Bank
| CAIROS | Bank | |
|---|---|---|
| Competitive rates | ||
| 100% online | ||
| Reponse rapide | ||
| No processing fees | ||
| Free early repayment | ||
| Investissement accessible |